in Oregon

Medicare in Oregon has similarities to Medicare in most other states. The tools that we have on this site are the best available to find the right plan to suit your insurance needs. The most important thing to do is to explore all of your options.

Affordable Medicare Advantage in Oregon

Beneficiaries for Medicare can qualify for a number of plans in the state of Oregon, including the Original Medicare plans, Part A and Part B. Supplements to these plans are available in the form of Plan D (prescription drug coverage) and/or a Medicare Supplement insurance plan. The last option that is available is a Medicare Advantage Plan (Part C). Medicare Advantage Plans have a requirement to have at least the same coverage as Part A and Part B plans, though hospice care does not have to be included. Medicare Advantage Plans also tend to have coverage that provides for prescription drug coverage, and can also have vision, dental, and hearing coverage.

Plans Available for Medicare in Oregon

  • Original Medicare Part A, which includes inpatient hospital services, is one plan that is available in Oregon. It also includes things like limited home health care, medications administered during inpatient hospital stays, Skilled Nursing Facility care, and hospice care.
  • Original Medicare Part B, which includes outpatient services, is another plan that is available in Oregon. It includes things like outpatient care, doctor’s visits, preventative care, lab tests, mental health services, and durable medical equipment, among other things.
  • Medicare Part C plans, which are also called Medicare Advantage plans, are available in Oregon. These are required to cover the same things as Medicare Part A and Part B, with the exception of hospice care. It can also have additional coverages like prescription drug, dental, vision, and hearing coverage.
  • Medicare Part D, which is a prescription drug coverage program, can be a valuable plan to enroll in, as Part A and Part B do not have a prescription drug coverage program included.

Sometimes called Medigap plans, there are also Medicare Supplement plans for Oregon. These plans cover the out-of-pocket expenses that are not covered in Medicare Part A or B. Coinsurance, deductibles, and copays are some of the things that Medicare Supplement insurance plans can include.

Affordable Medicare Advantage in Oregon

Enrolling In Oregon Medicare

Enrolling in Medicare in the state of Oregon is easy, there are multiple ways to do it.

  • Online at the Social Security website
  • Over the telephone
  • In person at your local Social Security Office

Other Valuable Resources

There are resources in Oregon that can help people save money and get advice on Medicare. Two of the prominent ones are Medicare Savings Programs and Oregon State Health Insurance Counseling and Assistance Program (SHIP).

The Oregon State Health Insurance Counseling and Assistance Program (SHIP) is available for seniors that are seeking advice and guidance on Medicare from a trained volunteer in your area. The call is toll-free. The Senior Health Insurance Benefits Assistance (SHIBA) program is the division to call.

For people with limited income, the Medicare Savings Program can be applied for. For people that qualify, assistance for out-of-pocket expenses related to things like deductibles, premiums, and other medical expenses can be a huge help.

Failure to apply for Medicare when first eligible can result in late fees should you choose to apply later. Doing research about policies and reaching out with questions you have can help you get the most out of Medicare. This site has the tools, and our professionals have the knowledge to assist.

Let’s get started!

Affordable Medicare Advantage in Oregon